Authorize.Net is a credit card payment processor that allows you to accept major credit cards, signature debit cards, and electronic checks via your website easily. It also includes a virtual terminal so you can accept mail and telephone payments.
Verified merchant seal. Authorize.Net offers a seal that you can place on your website. When visitors click the seal, a verification window pops up confirming that your firm is an active Authorize.Net member.
Recurring billing. You can automate your recurring billing through its platform. You just create a subscription for the client and include their payment information, a billing amount, and a payment schedule. You can also let clients choose installment payments from a custom payment form. There is no additional per-transaction fee to use recurring billing.
Security. Authorize.Net has great fraud protection. It is compliant with the Payment Card Industry Data Security Standard, which is the industry standard for credit card processing. It also offers a fraud detection suite that allows you to set your own filters to maximize legitimate transactions while preventing fraudulent ones.
Authorize.Net offers 3 different pricing plans depending on your needs. All plans include fraud prevention, recurring payments, invoicing, and customer information management. You also have the option to add eCheck payments and credit card account update services to any of the plans at an additional cost.
The All-in-One plan is a good fit for attorneys or law firms who are new to online payment processing and do not have a merchant account. It includes:
- Help setting up a merchant account and a payment gateway (which helps you accept credit card and eCheck payments from websites).
- No setup fees
- $25 monthly gateway
- 2.9% + $0.30 per transaction
The Payment Gateway Only plan is for those who already have a merchant account. It includes:
- No setup fee
- $25 monthly gateway
- $0.10 per transaction and a $0.10 daily batch fee
The Enterprise Solutions are for those who process more than $500k a year. Authorize.Net offers tairlored pricing, data migration assistance, and interchange options for this pricing plan.
|Starting Monthly Fee||$25.00|
|Starting Processing Fee||2.9% + $.30|
|Support||24 hours via phone, ticket, chat support available 6am-8pm EST|
|Accepts Major Credit Cards||✓|
|Trust Account Compliance|
Things You Might Want to Know
A Visa Company. Visa, Inc acquired CyberSource, Authorize.net’s parent company, back in 2010. Authorize.net is a wholly owned subsidiary of Visa, and displays itself as “A Visa Solution” on its website.
Supported payments. Authorize.net accepts Visa, MasterCard, Discovery, American Express, JCB, PayPal, Visa Checkout, Apple Pay, Google Pay, and eCheck.
Mobile payments. Mobile payment options are now available through this vendor. You can purchase an Authorize.net supported card reader to use on your Apple or Android device to use in connection with its mPOS app.
Apps and integrations. Authorize.Net integrates with QuickBooks so that you can sync your daily transactions automatically and avoid double-entering payment data. It also integrates with PayPal, Apple Pay, and Visa Checkout, as well as a number of retail point-of-sale systems that are likely of less use to attorneys.
Who Authorize.Net Is For
Authorize.Net is a good solution for those firms that want to use one program to accept credit cards, e-checks, and in-person payments and would like the cost of those transactions to be fixed and predictable. It is especially good for firms concerned about fraud protection. Finally, the app isn’t lawyer-specific, so if you’re looking for a payment solution that could split transactions between regular and trust accounts, Authorize.Net will not work for you.